Sickness benefit for individuals with a limited company
Sickness benefit is money you can receive if you are unable to work due to illness.
If you own a limited company, you are considered an employee of your own company. This means that the first 14 days you are sick, your limited company pays you sick pay instead of your regular salary. After that, you can apply for sickness benefit from Försäkringskassan.
Am I eligible for sickness benefit?
You are eligible for sickness benefit if you:
- are unable to work during your regular working hours due to illness. You must be away at least one-fourth of your regular working hours to be able to receive sickness benefit.
- lose work-related income that is sickness benefit qualifying income.
- are insured in Sweden.
How do I apply?
1. Report your sickness to your limited company
Report your sickness to the limited company the very first day you are sick. The first 14 days you are sick, your limited company pays you sick pay instead of your regular salary.
2. Report your sickness to Försäkringskassan
Once you have been sick for 14 days, you must report your sickness to Försäkringskassan. Since you are considered an employee of your limited company, you must report your sickness to Försäkringskassan yourself. The sickness report must be submitted no later than the 21st sick day. You can report your sickness using the Employer Service (Arbetsgivartjänsten), our e-services for employers.
3. Apply on My pages (Mina sidor)
Once you have submitted a sickness report to Försäkringskassan, you can apply for sickness benefit via My pages (Mina sidor).
4. Send in doctor's certificate
Försäkringskassan needs a doctor's certificate with information about your illness or injury. In most counties, electronic certificates can be issued. You can then send in your certificate on Mina intyg on 1177 Vårdguiden. This speeds up the process and you then do not have to send the certificate by post.
Mina intyg, 1177 Vårdguiden (minaintyg.se)
External link, opens in new window.
If you have received your doctor's certificate on paper and for some reason it has not been sent electronically to us, send the original to:
Försäkringskassans Inläsningscentral
839 88 Östersund
5. Disbursement
The first sickness benefit disbursement is not paid on a fixed date. It is instead paid once we have completed the processing work. Normally it takes 30 days for us to process your application. It could take longer if we require more information.
After the first disbursement, sickness benefit is paid on a specific date each month. Which date applies for you depends on when you were born:
- If you were born between the 1st and the 10th: the 25th of each month
- If you were born between the 11th and the 20th: the 26th of each month
- If you were born between the 21st and the 31st: the 27th of each month
You can see all of your disbursements on My pages (Mina sidor).
Special disbursement dates
If you want to change any aspect of your sick leave
Send in your new doctor’s certificate. You can do this digitally on Mina intyg on 1177 Vårdguiden.
Mina intyg, 1177 Vårdguiden (minaintyg.se) External link, opens in new window.
If you answered yes when asked whether a new doctor’s certificate should serve to extend the sick leave when you applied for sickness benefit, then you do not need to apply.
If you answered no, an application form for extended sickness benefit will be sent to your home. You cannot apply for extended sickness benefit via Mina sidor (My pages).
What happens if I am sick for a long time?
If you are sick for a long time, you will be assigned a personal administrative officer. The administrative officer will contact you after you have received your first disbursement. He/she can help you with anything related to your sickness benefit. The amount of contact you have with your administrative officer depends on how much help you need and how long your sickness absence is expected to last.
If you have received sickness benefit for 364 days, you need to reapply to continue receiving sickness benefit. There are two levels that you can apply for; sickness benefit at continuation level or sickness benefit at normal level. The level is determined based on your illness according to criteria from the National Board of Health and Welfare. Please talk to your administrator if you have questions about the levels or how to apply.
Sickness benefit at the continuation level is approximately 75 percent of your sickness benefit qualifying income (SGI), while sickness benefit at the normal level corresponds to about 80 percent. You are entitled to sickness benefit at the normal level if you have a serious illness. What in this context counts as serious illness is described in the National Board of Health and Welfare's criteria for serious illness. The criteria can be found on the National Board of Health and Welfare's website.
Criteria for serious illness (www.socialstyrelsen.se) External link, opens in new window.
