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Sickness benefit for individuals with a limited company

Sickness benefit is money you can receive if you are unable to work due to illness.

If you own a limited company, you are considered an employee of your own company. This means that the first 14 days you are sick, your limited company pays you sick pay instead of your regular salary. After that, you can apply for sickness benefit from Försäkringskassan.

Temporary rules due to the corona virus

Some rules for compensations from Försäkringskassan have been temporarily amended due to the coronavirus. Therefore, please update yourself on the rules on this page:

Coronavirus - this applies

Am I eligible for sickness benefit?

You are eligible for sickness benefit if you:

  • are unable to work during your regular working hours due to illness. You must be away at least one-fourth of your regular working hours to be able to receive sickness benefit.
  • lose work-related income that is sickness benefit qualifying income.
  • are insured in Sweden.

How do I apply?

1. Report your sickness to your limited company

Report your sickness to the limited company the very first day you are sick. The first 14 days you are sick, your limited company pays you sick pay instead of your regular salary.

2. Report your sickness to Försäkringskassan

Once you have been sick for 14 days, you must report your sickness to Försäkringskassan. Since you are considered an employee of your limited company, you must report your sickness to Försäkringskassan yourself. The sickness report must be submitted no later than the 21st sick day. You can report your sickness using the Employer Service (Arbetsgivartjänsten), our e-services for employers.

Report your sickness (in Swedish) {"url":"/privatpers/tjanster/anmalsjp","login":false,"text":"Report your sickness (in Swedish)"}

3. Apply on My pages (Mina sidor)

Once you have submitted a sickness report to Försäkringskassan, you can apply for sickness benefit via My pages (Mina sidor).

{"url":"/privatpers/login#?goto=%2Fprivatperson%2Fmina-sidor%2Falla-e-tjanster%2Fansok-om-sjukpenning","login":true,"text":"Apply for sickness benefit (in Swedish)"}

 

If you cannot or do not want to apply via My pages (Mina sidor), call the Customer Centre at 0771-524 524 to have a form sent to your home. You cannot download the form here on the web since it contains some pre-filled information.

4. Send in doctor's certificate

Försäkringskassan needs a doctor's certificate with information about your illness or injury. In most counties, electronic certificates can be issued. You can then send in your certificate on Mina intyg on 1177 Vårdguiden. This speeds up the process and you then do not have to send the certificate by post.

Mina intyg, 1177 Vårdguiden (minaintyg.se)external link, opens in new window

If you have received your doctor's certificate on paper and for some reason it has not been sent electronically to us, send the original to Försäkringskassans Inläsningscentral, 839 88 Östersund.

5. Disbursement

The first sickness benefit disbursement is not paid on a fixed date. It is instead paid once we have completed the processing work. Normally it takes 30 days for us to process your application. It could take longer if we require more information.

After the first disbursement, sickness benefit is paid on a specific date each month. Which date applies for you depends on when you were born:

  • If you were born between the 1st and the 10th: the 25th of each month
  • If you were born between the 11th and the 20th: the 26th of each month
  • If you were born between the 21st and the 31st: the 27th of each month

You can see all of your disbursements on My pages (Mina sidor).

Special disbursement dates

Special disbursement dates and processing times

If you want to change any aspect of your sick leave

 

Send in your new doctor’s certificate. You can do this digitally on Mina intyg on 1177 Vårdguiden.

Mina intyg, 1177 Vårdguiden (minaintyg.se)external link, opens in new window

If you answered yes when asked whether a new doctor’s certificate should serve to extend the sick leave when you applied for sickness benefit, then you do not need to apply.

If you answered no, an application form for extended sickness benefit will be sent to your home. You cannot apply for extended sickness benefit via Mina sidor (My pages).

 

If you begin working part time or in any other way change the scope of your sickness absence, you must notify us of this. This is done most easily via My pages (Mina sidor).

{"url":"/privatpers/login#?goto=%2Fprivatperson%2Fmina-sidor%2Falla-e-tjanster%2Fandra-omfattning-pa-sjukpenning","login":true,"text":"Change scope of sickness benefit (in Swedish)"}

 

If you recover before your sickness period has run out, report your recovery on My pages (Mina sidor).

{"url":"/privatpers/login#?goto=%2Fprivatperson%2Fmina-sidor%2Falla-e-tjanster%2Favsluta-sjukpenning","login":true,"text":"End sickness benefit (in Swedish)"}

If you cannot use My pages (Mina sidor), call the Customer Centre at 0771-524 524 or contact your personal administrative officer.

What happens if I am sick for a long time?

If you are sick for a long time, you will be assigned a personal administrative officer. The administrative officer will contact you after you have received your first disbursement. He/she can help you with anything related to your sickness benefit. The amount of contact you have with your administrative officer depends on how much help you need and how long your sickness absence is expected to last.

 

If you have received sickness benefit for 364 days, you need to reapply to continue receiving sickness benefit. There are two levels that you can apply for; sickness benefit at continuation level or sickness benefit at normal level. The level is determined based on your illness according to criteria from the National Board of Health and Welfare. Please talk to your administrator if you have questions about the levels or how to apply.

Sickness benefit at the continuation level is approximately 75 per cent of your sickness benefit qualifying income (SGI), while sickness benefit at the normal level corresponds to about 80 percent. You are entitled to sickness benefit at the normal level if you have a serious illness. What in this context counts as serious illness is described in the National Board of Health and Welfare's criteria for serious illness. The criteria can be found on the National Board of Health and Welfare's website.

Criteria for serious illness (www.socialstyrelsen.se)external link, opens in new window

 

If you are at risk of no longer being able to receive compensation from the health insurance system, you will be invited to a meeting with the Swedish Public Employment Service. The meeting will involve a social insurance investigator from Försäkringskassan and an employment officer. The meeting is an opportunity for you to receive support on your journey from sick leave to working life.

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