Insured in Sweden
Here you can read about what applies when you are insured in Sweden. Being insured in Sweden means that you can receive benefits from Försäkringskassan. Some benefits can be obtained if you live in Sweden and others if you work here.
When you apply for a benefit from Försäkringskassan, we always make an assessment of whether you are insured in Sweden before we pay you the benefit. This means that if you live or work in another country you may need to supplement with details of your residence and work before your application for a benefit can be processed. The same applies if you have previously lived or worked in another country.
The assessment of whether you are insured in Sweden is governed by the Social Insurance Code and international agreements and regulations. The purpose of the agreements and regulations is to determine which country's social security legislation applies in a given situation, so that only tone country’s legislation becomes applicable.
- If you have always lived in Sweden and have never worked in another country, you are insured in Sweden and may be entitled to various benefits from Försäkringskassan.
- If you have moved to or from Sweden, or if you work or have recently worked abroad, you may be insured for certain benefits from Försäkringskassan but not for all of them.
The laws and regulations that we use to assess whether you are insured in Sweden are available in Swedish on the page Terms and Conditions.
To be entitled to the following benefits, you must live in Sweden:
- adoption allowance if you adopt a child who does not live in Sweden or is not a Swedish citizen
- activity compensation and sickness compensation in the form of guarantee benefit
- assistance compensation
- child allowance and extended child allowance
- car allowance
- housing allowance
- housing supplement
- compensation under the reciprocal healthcare agreement
- parental benefit at the minimum level and basic level
- disability allowance
- rehabilitation, allowance for workplace assistive devices, special allowance and rehabilitation allowance in specific cases
- sickness benefit in special cases and housing supplement
- national dental care subsidy
- maintenance support
- childcare allowance.
You are entitled to these benefits if you are considered to be resident in Sweden according to the laws and regulations governing social insurance in Sweden. In order to determine if you live in Sweden, Försäkringskassan weighs in on, among other things, how you live, from which country you receive your income, how long you are going to stay in Sweden and how often you visit other countries. It also matters where your family members live. If you
- live in Sweden but work in another EU/EEA country or Switzerland, you usually cannot be covered by Swedish social insurance legislation, as you cannot be subject to the legislation of two countries at the same time
- live in another EU/EEA country or Switzerland but work in Sweden, you may be subject to Swedish social insurance legislation
- move abroad for longer periods, it may affect whether you are covered by Swedish social insurance legislation.
To be entitled to the following benefits, you must work or have worked in Sweden:
- occupational injury compensation
- parental benefit at the sickness benefit level and basic level
- pregnancy benefit
- income related activity compensation and sickness compensation
- benefit for care of closely related persons
- rehabilitation, rehabilitation allowance and grant for assistive devices
- sickness benefit
- temporary parental benefit.
You are entitled to these benefits if you are considered to be a resident in Sweden according to the laws and regulations governing social insurance in Sweden. In order for you to be considered to work, you must be or have been employed, self-employed or contractor here. However, if you also work in another country, it may affect what benefits you are entitled to. Some benefits from Försäkringskassan can only be received if you lose your earnings.
- If you live in Sweden you are still insured for work-based benefits for at least three months after you have stopped working here. During this time, you may continue to be entitled to benefits from Försäkringskassan. The same applies if you move to a country outside the EU/EEA or Switzerland.
- If you live in or move to another country within the EU/EEA or Switzerland, you should usually belong to the other country's social security legislation when you stop working in Sweden. You are then no longer insured in Sweden and cannot receive work-based compensation from Försäkringskassan. However, if you are already receiving a compensation based on work, you may in certain cases continue to receive it and also be granted other benefits.
- If you start working in another country, you can usually no longer be insured in Sweden for work-based compensation.