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Sickness compensation in the event of sickness

Sickness compensation is compensation you can receive if you are between the ages of 19 and 64 and will never be able to work, now or in the future, due to sickness or a disability.

Am I eligible for sickness compensation?

You can receive full sickness compensation beginning from July of the year you turn 19 if you have a sickness or disability and 

  • are unable to work at any job in the entire labour market now or in the future. This also applies to, for example, adapted work with salary allowance. 
  • have a completely diminished work capacity
  • are insured in Sweden. You are insured in Sweden if you live or work here. You may have lived or worked in another country and still be insured in Sweden. If you lived or worked in Sweden, you may be entitled to sickness compensation even if you live in another country. Call our Customer Centre at 0771-524 524 to learn what applies in your case.

If you are unable to work now but are able to in the future, you may instead be entitled to activity compensation.

Activity compensation

 

You can receive sickness compensation if you have a sickness or disability and

  • are unable to work at any job in the entire labour market now or in the future. This also applies to, for example, adapted work with salary allowance.
  • have a work capacity that is diminished completely or by three-fourths, half or one-fourth.
  • are insured in Sweden. You are insured in Sweden if you live or work here. You may have lived or worked in another country and still be insured in Sweden. If you lived or worked in Sweden, you may be entitled to sickness compensation even if you live in another country. Call the Customer Centre at 0771-524 524 to learn what applies in your case.
 

How much do I get?

The amount you receive in sickness compensation depends on what income you had in the past.

If you worked previously, you receive 64.7 per cent of your average income in recent years. This amount is capped at SEK 18,399 before tax per month.

If you have not worked previously or have had low income, you receive guarantee benefit. How much you can receive in guarantee benefit depends on your age and how long you have lived in Sweden.

If you are:

  • at least 19 years old but have not yet turned 21, you receive SEK 8,455 before tax per month
  • at least 21 years old but have not yet turned 23, you receive SEK 8,645 before tax per month
  • at least 23 years old but have not yet turned 25, you receive SEK 8,835 before tax per month
  • at least 25 years old but have not yet turned 27, you receive SEK 9,024 before tax per month
  • at least 27 years old but have not yet turned 29, you receive SEK 9,214 before tax per month
  • at least 29 years old but have not yet turned 30, you receive SEK 9,403 before tax per month
  • at least 30 years old, you receive SEK 9,593 before tax per month
               
 

Bear in mind that you may have other insurance coverage

If you receive sickness compensation, you may possibly receive money from insurance coverage you have through your job or union. Ask them what applies for you.

How do I apply?

1. Apply on My pages (Mina sidor)

You must fill in the application for sickness compensation for us to be able to move forward with your case. You apply fro sickness compensation by logging in to My pages (Mina sidor).

2. Send in a doctor's statement

After completing your application, send in a doctor's statement that describes your illness or disability to Försäkringskassans inläsningscentral, 839 88 Östersund. It is usually the doctor you normally see who describes your medical status in a statement.

Försäkringskassan may request that another doctor or medical expert examine you and assess your capacity to work.

3. We contact you

Once we have received your application, an administrative officer will be assigned to investigate your application. They will contact you by mail or phone once they have begun the investigation. You will also be told if any additional documents or information is needed at that time.

If you gave another person power of attorney to handle your case, the administrative officer may need to meet with you anyway.

4. You receive a decision

In most cases, you will receive your decision within 4 months of the date you applied.

If your application for sickness compensation is rejected, Försäkringskassan may offer a meeting with the Public Employment Service. The purpose of the meeting is to provide information on what support is available from the Public Employment Service. Your administrative officer can tell you more.

From health insurance to working life

1 minute

If you are at risk of no longer being able to receive compensation from the health insurance system or of having your application for sickness or activity compensation rejected, you may be invited to a meeting with the Public Employment Service. The meeting will involve an administrative officer from Försäkringskassan and an employment officer. The meeting is an opportunity for you to receive support on your journey from the health insurance system to working life.

5. Disbursement

Sickness compensation is paid out on the 18th or 19th of every month.

  • If the disbursement date is a Saturday, you will be paid your sickness compensation on Friday.
  • If the disbursement date is a Sunday, holiday or Midsummer Eve, you will paid your compensation the next weekday.
  • If you live abroad, your sickness compensation is sent from Sweden on the disbursement date.
 

6. We follow up on your case

You receive sickness compensation for an indefinite term. This means that you will receive it until the month before your 65th birthday, provided nothing happens to affect your sickness compensation before this.

Your work capacity can change over time. In certain cases, treatments or medicines may become available that can improve your work capacity. For this reason, we perform a follow-up every few years.

In the follow-up, we review your information and contact you in necessary. Once the follow-up has been completed, we will send a letter to you.

You may be entitled to additional forms of compensation

If you receive sickness compensation, you may be entitled to housing supplement.

Housing supplement

You will receive a benefits certificate

When you have been granted sickness compensation, we will send you a benefits certificate together with the decision. With the benefits certificate, you can get discounts from certain companies. The companies themselves decide whether they will give a discount, so we have no knowledge as to which companies give discounts.

If you need a new benefits certificate, you can call Försäkringskassan and order it.

What am I allowed to do while receiving sickness compensation?

You always have the right to play an active part in society, such as by being active in a club or association. What is important is if it can be equated to work.

You can work or study with sickness compensation

If you feel capable and wish to do so, you can work, study or volunteer and still retain your right to sickness compensation. This applies if you received a sickness compensation decision prior to 1 July 2008 and have not received a decision on a higher degree of sickness compensation since then.

If you intend to work for an income you must apply to be allowed to work with sickness compensation. No application is required if you want to study or serve as a volunteer.

What should I do if I want to work?

Before beginning to work, you must apply for recalculation of sickness compensation (continuous deduction). After this, you can begin working immediately. If you are receiving sickness compensation part time, you only need to apply if you want to increase your working hours. For example, if you are receiving 50% sickness compensation, you must apply if you want to work more than 50%.

Continuous deduction means that your sickness compensation is reduced if you earn more than a certain amount. Call our Customer Centre at 0771-524 524 if you would like to learn more.

There is no time limit for how long you can work and still retain your sickness compensation, but you must reapply before the start of each new calendar year that you work.

Apply on My pages (Mina sidor)

If you live abroad

If you cannot apply via My pages (Mina sidor), you can apply using the form.

7280 Application for recalculation of sickness compensation upon workPDF opens in a new window

If you live abroad

7283 Ansökan omräkning av sjukersättning vid arbete - bosatt utomlands (steglös avräkning)

What happens if I start working without applying?

If you do not apply for recalculation of your sickness compensation before you start working, the rules of continuous deduction will no longer apply to you. This could result in you no longer being entitled to sickness compensation. There is also a risk that Försäkringskassan will require you to pay back compensation.

What should I do if I want to study?

You can begin studying immediately without losing your right to compensation. You do not need to apply or notify us.

What should I do if I want to do volunteer work?

You can do volunteer work and still retain your sickness compensation. Volunteer work can include performing tasks for an association or helping a friend or relative. You do not need to apply to or notify Försäkringskassan provided you do not receive any fee or wages for the work. If you receive a fee or wages, you must contact us.

 

Once you have been receiving sickness compensation for at least one year, you can try working and have your compensation set to dormant status. This means that you retain your right to sickness compensation if you were to become sick again. During the time period you are working, you will also receive a tax-free amount equal to 25 per cent of the dormant compensation. Your sickness compensation can be dormant for a maximum of two years.

What should I do if I want to work?

Apply for dormant compensation before you begin working.

If you cannot apply via My pages (Mina sidor), you can apply using the form.

5042 Application for dormant sickness compensation or activity compensation while working (78 kB)PDF opens in a new window

What happens if I want to work a little each week?

You can work just a little, for example doing political or volunteer work, and still retain your entire sickness compensation. This applies if you:

  • have full sickness compensation
  • work less than 5 hours a week
  • earn no more than one-eighth of the normal income for the work you are doing.

But, you must report this to us before you begin. Call the Customer Centre at 0771-524 524. They will help you.

Who arranges work?

You can arrange work on your own or you can ask for assistance from the Public Employment Service. If you are receiving 75 per cent sickness compensation and want to work more, contact your administrative officer. They will contact the Public Employment Service, which should be able to offer you work within 6 months.

What should I do if I want to study?

Once you have been receiving sickness compensation for at least one year, you can have it set to dormant status while you study. This means that it is not paid out, but you retain your right to sickness compensation if you were to become sick again.

While you are studying, your entire compensation is set to dormant status, regardless of whether you are studying full time or part time. Your sickness compensation can be dormant for a maximum of two years. While you are a student, you can apply for student aid or another type of financial aid from CSN.

You must apply before you begin studying.

If you cannot apply via My pages (Mina sidor), you can apply using the form.

5043 Application for dormant sickness compensation or activity compensation during studies (90 kB)PDF opens in a new window

Your sickness compensation can be dormant for a maximum of two years. While you are a student and are no longer receiving sickness compensation, you can apply for student aid or another type of financial aid from CSN.

Report changes!

You must report all changes that could affect your right to or the size of your compensation. This applies, for example, if:

  • you begin working or studying
  • you begin working at a greater scope than before, for example if you receive one-half compensation but begin working full time.
  • you are given an additional volunteer task or the task changes in scope
  • you continue working after your decision on dormant activity compensation has expired
  • your work capacity improves, even if you do not work
  • you receive a new or modified foreign pension, annuity, or the like
  • you move abroad.

Changes related to how much you work must be reported in advance. Other changes must be reported as soon as you find out about them. If you do not report changes, you may be obliged to pay back money if you received too much or should not have been receiving compensation.

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Frequently asked questions

Yes, you can apply for sickness compensation for three months back in time. You receive your money for that time as part of your first disbursement. To be eligible to receive sickness compensation for the months before you sent in your application, you must also submit a doctor's statement that shows you were unable to work at that time. If you are receiving money from unemployment insurance or your municipality during those months, that amount is deducted from your sickness compensation.

Yes, the part that is income related is paid out regardless of which country you live in. Guarantee benefit, on the other hand, will only follow you to an EU/EEA country, Switzerland or Canada. Contact Försäkringskassan for more information about when you are entitled to have guarantee benefit follow you to another country.

If you move abroad permanently, you must report this to Försäkringskassan. It is important that you let us know the address, bank and account number you want the sickness compensation to be paid to. Once a year, a life certificate will be sent to you. You must fill this in and send it back to Försäkringskassan.

If you are living in Finland, Norway or Germany, you do not need to send in a life certificate. Information about you will instead be obtained through data exchange between Sweden and your country of residence.

Yes. If you receive a pension or compensation from another country, it is important that you inform us if this changes. Doing so ensures that you receive the right sickness compensation and will not be obligated to pay any money back.

No. You sickness compensation is not affected if you take out your pension early. Both compensations can be paid out simultaneously.

You retain your right to housing supplement. But, if you earn a higher income through working, the supplement may be reduced. Call the Customer Centre for more information.

Here, you can read about how much tax Försäkringskassan deducts and how you can avoid tax arrears if you have multiple forms of income.

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