Here, individuals working in their own limited company can read about how compensation and sickness benefit qualifying income (SGI) are calculated when you apply for benefits such as parental benefit, sickness benefit or benefit for care of a sick child (VAB).
Your compensation is calculated based on the salary you take from the company
If you work in your own limited company, you are considered an employee of the company and have the same right to compensation as other employees.
Your compensation is calculated based on your SGI. SGI is your sickness benefit qualifying income. It is an amount calculated by Försäkringskassan based on the salary you take from your company. Thus, if you take a low salary or no salary at all you are at risk of not receiving any compensation if you get sick.
By answering a few brief questions about your situation, you can get personal information about SGI that applies specifically to you as the owner of a limited company. By taking the few seconds required to answer the questions, you will learn:
- How you become entitled to an SGI.
- How it is calculated from your income.
- How your SGI affects the compensation you receive.
- What applies if your company is new.
- That it is important to protect your SGI if you stop working or begin working less.
If you have questions
If you own a limited company and have questions about your own insurance cover, such as parental benefit, benefit for care of a sick child (VAB) or sickness benefit, you can receive assistance from an administrator well versed in such issues.
Call the Customer Centre for partners at 0771-17 90 00 and say that you are self-employed so that the IVR system directs you to the right place.
If you are a parent or expectant parent, the same rules apply for you as a limited company owner as for an employee.
If you have a disability, the same rules apply for you as a limited company owner as for an employee.
Bear in mind that if you work abroad it could affect whether you are insured in Sweden and eligible for compensation from Försäkringskassan. Information on who is insured in Sweden and what this means can be found here, along with what applies if you work abroad.Minimise